Terms of Use
Effective Date: June 9, 2026
Welcome to Self-Reliant Financial Independence. These Terms of Use govern your access to and use of our website, selfreliantfi.com, and any content, resources, forms, downloads, materials, consultations, or services provided through or in connection with this website.
By using this website, you agree to these Terms of Use. If you do not agree, please do not use this website.
Who We Are
Self-Reliant Financial Independence, also known as Self-Reliant FI, provides financial education and coaching services to help individuals better understand their finances, organize their goals, and work through practical financial action steps.
Self-Reliant FI is not a registered investment adviser, broker-dealer, CPA firm, law firm, insurance agency, mortgage broker, real estate broker, or tax preparation service.
Educational and Coaching Purposes Only
The information provided on this website and through our consultations, coaching sessions, worksheets, presentations, emails, downloads, and other materials is for educational and informational purposes only.
Nothing on this website or provided through our services should be interpreted as investment, tax, legal, accounting, insurance, mortgage, real estate, or estate-planning advice.
You are responsible for your own financial decisions. Before making financial, investment, tax, legal, insurance, mortgage, estate-planning, or other major decisions, you should consult with an appropriately licensed or qualified professional who understands your specific circumstances.
No Financial Adviser or Client Relationship
Use of this website, submission of a contact form, scheduling a consultation, downloading materials, or communicating with Self-Reliant FI does not create a financial adviser-client, attorney-client, CPA-client, fiduciary, or other professional advisory relationship.
A coaching relationship is created only when both parties mutually agree to work together and any required agreement, payment, or onboarding process is completed.
No Investment Recommendations
Self-Reliant FI does not provide individualized investment advice or recommendations. We do not recommend that you buy, sell, hold, or exchange any specific security, investment product, fund, cryptocurrency, insurance product, or other financial product.
Any examples involving retirement accounts, investment vehicles, budgeting strategies, debt payoff methods, savings goals, or financial concepts are provided for general educational purposes only.
No Tax, Legal, Insurance, Mortgage, or Estate-Planning Advice
Self-Reliant FI does not provide tax preparation, legal advice, accounting advice, insurance advice, mortgage advice, real estate advice, or estate-planning services.
Any discussion of taxes, retirement accounts, insurance, home buying, estate planning, debt, or similar topics is general education only. You should consult a qualified professional, such as a CPA, attorney, registered investment adviser, insurance professional, mortgage professional, or other licensed professional, as appropriate.
No Guarantees
We do not guarantee any specific financial outcome, investment result, debt payoff timeline, savings target, retirement readiness, home purchase, credit improvement, income increase, or other result.
Your results depend on many factors, including your income, expenses, savings rate, debt, behavior, market performance, tax situation, family circumstances, job situation, and personal decisions.
Testimonials, examples, case studies, illustrations, or hypothetical scenarios are not guarantees that you will achieve the same or similar results.
User Responsibility
You agree that you are responsible for:
Reviewing your own financial information for accuracy
Making your own financial decisions
Consulting qualified professionals when needed
Confirming current rules, limits, tax laws, and regulations
Understanding the risks of any financial decision
Protecting your own account information, passwords, and login credentials
You should not provide Social Security numbers, full financial account numbers, passwords, login credentials, driver’s license numbers, or other highly sensitive information through this website, regular email, or unsecured forms.
Account Access and Financial Control
Self-Reliant FI does not access, manage, custody, trade, or control client financial accounts.
We will not ask for your account passwords, login credentials, or authority to make transactions on your behalf. You are responsible for maintaining control over your own accounts and financial decisions.
Website Content
The content on this website may include articles, presentations, worksheets, downloads, checklists, examples, illustrations, tools, templates, and other resources.
We make reasonable efforts to provide helpful and accurate information, but we do not guarantee that any content is complete, current, error-free, or appropriate for your specific circumstances.
Financial rules, contribution limits, tax laws, market conditions, and regulations can change. You should confirm current information with official sources or qualified professionals before relying on it.
Permitted Use
You may use this website for lawful personal, non-commercial purposes. You agree not to use this website in any way that:
Violates any law or regulation
Infringes on the rights of others
Attempts to gain unauthorized access to the website or related systems
Interferes with website security or functionality
Uploads or transmits viruses, malware, spam, or harmful code
Copies, republishes, sells, or distributes our content without permission
Misrepresents your identity or affiliation with any person or organization
Intellectual Property
All content on this website, including text, graphics, logos, images, worksheets, downloads, presentations, templates, and other materials, is owned by or licensed to Self-Reliant FI unless otherwise stated.
You may download or print materials for your personal use only. You may not copy, reproduce, modify, publish, sell, distribute, or create derivative works from our content without prior written permission.
Third-Party Links and Resources
This website may contain links to third-party websites, tools, platforms, articles, videos, products, services, scheduling tools, payment processors, or other resources.
Third-party links are provided for convenience only. We do not control and are not responsible for the content, accuracy, privacy practices, terms, policies, products, or services of third-party websites.
Your use of third-party websites or services is at your own risk and subject to their own terms and privacy policies.
Affiliate Links, Referrals, and Sponsored Content
From time to time, Self-Reliant FI may share links to products, services, tools, books, software, or resources. Some links may be affiliate links or referral links, which means we may receive compensation if you click a link or make a purchase.
We aim to disclose affiliate, referral, sponsored, or other material relationships where applicable. Any recommendation or mention of a product or service is for informational purposes only and does not guarantee that it is right for you.
Payments, Cancellations, and Refunds
If you purchase coaching services, workshops, digital products, or other paid services from Self-Reliant FI, the payment, cancellation, refund, and scheduling terms will be provided at the time of purchase or in a separate coaching agreement.
Unless otherwise stated in writing, all fees are due before services are provided.
We reserve the right to refuse or discontinue services if we believe the requested service is outside our scope, creates a conflict, violates these Terms, or is not appropriate for our coaching model.
Privacy
Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, store, and share information.
Please review our Privacy Policy for more information.
Disclaimer of Warranties
This website and all content, materials, and services are provided on an “as is” and “as available” basis.
To the fullest extent permitted by law, Self-Reliant FI disclaims all warranties, express or implied, including warranties of accuracy, completeness, reliability, fitness for a particular purpose, merchantability, non-infringement, and availability.
We do not warrant that the website will be uninterrupted, secure, error-free, or free from viruses or other harmful components.
Limitation of Liability
To the fullest extent permitted by law, Self-Reliant FI and its owners, employees, contractors, affiliates, and representatives will not be liable for any direct, indirect, incidental, consequential, special, punitive, or other damages arising out of or related to your use of this website, reliance on any information provided, participation in coaching services, use of third-party links or tools, or inability to access the website.
This includes, but is not limited to, financial losses, lost profits, lost opportunities, investment losses, tax consequences, data loss, business interruption, or other damages, even if we have been advised of the possibility of such damages.
Indemnification
You agree to indemnify, defend, and hold harmless Self-Reliant FI and its owners, employees, contractors, affiliates, and representatives from any claims, damages, losses, liabilities, costs, or expenses arising out of your use of this website, your violation of these Terms, your reliance on website content, your financial decisions, or your violation of any rights of another person or entity.
Changes to These Terms
We may update these Terms of Use from time to time. When we do, we will update the effective date at the top of this page.
Your continued use of the website after updated Terms are posted means you accept the revised Terms.
Governing Law
These Terms are governed by the laws of the State of California, without regard to conflict of law principles.
Any disputes arising out of or related to these Terms, this website, or our services will be handled in the state or federal courts located in California, unless otherwise required by law or agreed in writing.
Contact Us
If you have questions about these Terms of Use, please contact us at:
Self-Reliant Financial Independence
Email: selfreliantfi@gmail.com
Website: selfreliantfi.com